There has been a large push over the years for people to support small businesses, and this is a noble point of view. Unfortunately, many of these employers fail to provide employees with benefits available with larger companies. This becomes serious when there is no workers compensation Atlanta GA for employees who become injured on the job.
The jobs most likely to result in injuries are often the jobs least likely to provide this very coverage. Construction bosses typically will keep only enough people in their employ to get the work done without going over the number necessary to require this insurance. This means that a serious injury winds up being a catastrophic situation for the worker and their family.
When there is no coverage provided to subcontractors, even a small injury can become a catastrophic situation for them and their family. Not only do they fail to provide coverage for injuries, but these jobs often fail to pay anything into social security for their employees. This means they are stuck with the bare minimum available to live on if they cannot return to their jobs.
A Georgia resident who has never had their wages taxed may never pay into SSI, and their retirement allotment is likely to be less than a thousand dollars per month. With the cost of living in Georgia being fairly high, this amount is often insufficient to support even the individual. Trying to support a family on it becomes nearly impossible.
This is a sad fact when one realizes how affordable this coverage can be for general contractors, store clerks, landscaping companies, or any other small employers to provide. It can help to ensure that an injured employee receives better care for their injuries. Better care means greater likelihood that the employee will return to the work force, and very likely return to their old job.
Georgia is one of several states who provides work comp carriers with a subsequent injury trust fund. Most injured workers desperately want to get back to work, and this fund helps to make that possible. Small businesses cannot always afford to provide any sort of short term disability, and the injured worker will endure hardship until they are able to get back to work.
The trust fund provides the insurance coverage provider with reimbursement on claims made by those who have been injured before, or have aggravated an existing injury. This allows employers to continue providing the coverage to all their employees at a reasonable rate. It also grants them the power to allow workers to return to their employ without risking catastrophic increases to their premiums.
Small business owners should always be encouraged to provide this protection for their employees. Accidents do happen, and often they happen to excellent employees. Employers who wish to keep good people will do well to spend the little bit of money necessary to protect themselves, and their people, from having to carry the burden of medical expenses themselves.
The jobs most likely to result in injuries are often the jobs least likely to provide this very coverage. Construction bosses typically will keep only enough people in their employ to get the work done without going over the number necessary to require this insurance. This means that a serious injury winds up being a catastrophic situation for the worker and their family.
When there is no coverage provided to subcontractors, even a small injury can become a catastrophic situation for them and their family. Not only do they fail to provide coverage for injuries, but these jobs often fail to pay anything into social security for their employees. This means they are stuck with the bare minimum available to live on if they cannot return to their jobs.
A Georgia resident who has never had their wages taxed may never pay into SSI, and their retirement allotment is likely to be less than a thousand dollars per month. With the cost of living in Georgia being fairly high, this amount is often insufficient to support even the individual. Trying to support a family on it becomes nearly impossible.
This is a sad fact when one realizes how affordable this coverage can be for general contractors, store clerks, landscaping companies, or any other small employers to provide. It can help to ensure that an injured employee receives better care for their injuries. Better care means greater likelihood that the employee will return to the work force, and very likely return to their old job.
Georgia is one of several states who provides work comp carriers with a subsequent injury trust fund. Most injured workers desperately want to get back to work, and this fund helps to make that possible. Small businesses cannot always afford to provide any sort of short term disability, and the injured worker will endure hardship until they are able to get back to work.
The trust fund provides the insurance coverage provider with reimbursement on claims made by those who have been injured before, or have aggravated an existing injury. This allows employers to continue providing the coverage to all their employees at a reasonable rate. It also grants them the power to allow workers to return to their employ without risking catastrophic increases to their premiums.
Small business owners should always be encouraged to provide this protection for their employees. Accidents do happen, and often they happen to excellent employees. Employers who wish to keep good people will do well to spend the little bit of money necessary to protect themselves, and their people, from having to carry the burden of medical expenses themselves.
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